A large international survey found that 62% of respondents worry about managing too many passwords, accounts, and logins. At the same time, many exhibit overconfidence by continuing to engage in risky cyber behavior, especially with regard to password management.

The study, “Fortifying Cyber Resilience: Insights Into Global Cybersecurity Practices,” found that 85% of respondents believe their passwords are secure while, paradoxically, more than half share them.

Although streaming services have cracked down on password sharing, more than one-third of respondents (34%) admitted in the study to sharing passwords for streaming sites.

Sharing is also prevalent in other areas. Respondents indicated using this inherently dangerous practice for shopping accounts (22%), personal emails (20%), social media accounts (16%), work/school emails (16%), bank account passwords/PINs (15%), and work productivity platforms (13%).

The study uncovered that the three most common ways of managing passwords are relying on memory (26%), writing them down (24%), and storing them in a browser or phone notes app (19%).

Keeper Security, which conducted the study, advocates a more active approach that includes use of a password manager, strong and unique passwords, and multi-factor authentication.

“The data reveals a cybersecurity paradox where people feel confident in their cybersecurity knowledge, yet are frequently targeted by cyber attacks and scams,” said Darren Guccione, CEO and co-founder of Keeper Security. “This disparity emphasizes that knowledge alone cannot mitigate cyber risks; using tools like password managers and following best practices are vital for reducing cyber risks.”

The survey was overseen and edited by OnePoll. It includes the views of 6,005 respondents from Australia, Austria, France, Germany, Indonesia, Japan, New Zealand, Singapore, Switzerland, the United Kingdom, and the United States.